Welcome To Donna’s Mortgages

Get Approved Even When The Banks Have Turned You Down

If the bank or lender has declined your mortgage application, we can help.
We are experts in securing mortgages for challenging cases.
Bad credit get approved

Self employed get approved

Fast & simple approval

Lenders give us the best rates

Transparent Fee Structure

Diverse Loan Options

In recent years, we have been bestowed with valuable awards on multiple occasions.

0
Year In Business
Since 1993
0
Mortgages
Approved
0
Mortgages
Renewed
$ 0 B
Mortgage
Amount
0 %
Customer
Satisfaction
0 +
Lenders
Relationships
Our Offerings

Donna's Mortgage Solutions

If you have a poor credit or have declared bankruptcy in the past, this need not stop you from lowering your payments and saving money. Or if you are self-employed and don’t show sufficient income, I have access to many lenders who have programs designed specifically for you.

Third Mortgages

Explore tailored third mortgage solutions for additional funding layered on existing property equity, enhancing your financial flexibility.

Purchase

Discover your perfect home with a dedicated broker offering personalized mortgage solutions and seamless purchase guidance.

Refinance

Our mortgage broker simplifies the refinancing process, obtaining lower rates and improved terms for a mortgage that benefits you.

Equity Takeout

Access your home’s hidden value with our equity takeout service. Use funds for renovations, debt consolidation, or investments effortlessly.

Debt Consolidations

Take control of your finances with our debt consolidation services. Simplify payments by combining multiple debts into one manageable plan.

Second Mortgages

Capture the benefits of a second mortgage with us. Leverage your home’s equity for additional financing needs or investment opportunities.

Reverse Mortgages

Uncover the advantages of a reverse mortgage with us. Unlock your home’s equity to enhance retirement finances and enjoy financial flexibility.

Business Expansion

Accelerate growth with strategic business expansion financing. Realize potential, seize opportunities, and scale up your operations confidently.

Start-Up Capital

Empower your start-up venture with strategic mortgage financing for your commercial property needs—your journey to success begins here.

Land Acquisition

Facilitate strategic growth with land acquisition financing. Expert mortgage solutions for investors and developers aiming to expand their portfolio.

Single Purpose Building

Access tailored financial strategies for single purpose building projects, ensuring your niche property investments are funded with precision and care.

Garage Financing

Obtain commercial garage financing with competitive rates and dedicated support to drive your business’s growth and and investment potential.

Church Financing

Secure church financing tailored for faith-based projects—fund construction, renovation, or expansion with dedicated financial support.

Construction Financing

Navigate your project’s development with tailored construction financing options, ensuring steady cash flow for seamless progression.

Gas Station Financing

Streamline your gas station’s financial growth with tailored lending solutions for purchasing, refinancing, or upgrading facilities.

Dental Clinic Financing

Acquire funding for your dental clinic with our tailored financing solutions. Invest in equipment, expansion, or renovations to enhance patient care.
Trusted Advisor, Proven Results

Why Do People Like Working With Donna

Personalized mortgage solutions aligning with your financial aspirations and needs.

Flexible Qualification

Three Decades of Expertise

With over 30 years of experience, Donna offers unmatched expertise in personalizing residential and commercial mortgage solutions, ensuring clients are well-informed and receive service tailored to their needs.

Quick - Simple Process

Specialized Financial Solutions

Leveraging a deep understanding of both commercial and personal financing, Donna provides tailored solutions, offering up to 100% financing for business projects and competitive options for residential mortgages.

Fast Approval Time

Financing for
Tough Cases

Navigate financial hurdles with Donna’s expertise in securing financing for tough scenarios, including poor credit and unique properties, promising personalized service that exceeds traditional offerings.

Versatility of loan

Informed and Stress-Free Process

Guiding clients transparently through each stage, Donna simplifies complexities, ensuring a stress-minimized experience and providing clear, peace-of-mind solutions for home and investment finances.

Your Mortgage Pathway Simplified

How Can We Help You?

Expert guidance through every step of your mortgage acquisition journey.

Apply In Minutes

Initial Consultation

Thorough initial assessment to provide personalized financial solutions.

We understand your specific financial requirements, whether it’s acquiring a home or expanding investments.

Get Approved In Days

Personalized Solution Design

Crafting a tailored financing strategy for any credit profile.

We will develop a personalized financing strategy suited to your situation, regardless of your credit history.

Receive Funding

Approval & Continued Support

Negotiating best terms and ensuring a seamless transition.

Advancing to the approval stage, we tailor terms to the client’s financial circumstances and stay in close contact.

Dedicated Mortgage Expert

Meet Donna Lewczuk

Connect with a seasoned financial expert, offering over 30 years of experience in delivering customized mortgage solutions and exceptional service, dedicated to your financial success.

Donna Lewczuk

Commercial & Residential Mortgage Agent
Originator Licence #m08001430
Mortgage Agent Level 2

I have worked in the financial services industry for over 30 years, with most of those years involved in the mortgage field.

Over this time I’ve developed working relationships with a vast number of lenders, both institutional and private, in the commercial lending field. As a result my team has been able to provide both creative and timely solutions for clients where, previously, other avenues had failed.

Customer service is my number one priority, with special focus on what my client needs and how they can best be served. It is important that my clients be kept informed throughout the entire process.

dom
Explore Your Mortgage Options Today

We've helped thousands of property owners!

Discover your ideal mortgage solution today. Whether you’re a homeowner or property investor, we are here to assist you. Let’s find the perfect financing for your unique needs.

Frequently Asked Mortgage Questions Addressed

Commonly Asked Questions & Answers

Explore our comprehensive FAQ section, where we provide insightful answers to commonly asked questions. Get the information you need to make informed decisions about your mortgage journey.

In most cases there is no fee. A fee is usually charged when there are major challenges with a client’s credit rating.

In most cases today the penalty is often offset by the savings from the lower mortgage rate and the savings from eliminating the extra debt.

In a lot of cases clients with a record of a past bankruptcy are able to get a mortgage.

I work with a wide variety of private lenders willing to invest in both residential and commercial properties, from small second mortgages to large property development projects.

Possibly, if you have another property that has equity in it, the lender can look at this property as potential collateral security against a new mortgage.

I started my career in residential mortgages and I am still very much active in this market area, for any type of residential property. My experience in this area makes it very likely that I can find a loan solution for your particular mortgage scenario.

Yes, most lenders offer a rate lock-in period, protecting you from rate increases while you finalize your purchase.

Your credit score influences the interest rates available to you. Higher scores can unlock lower rates and better terms.

Fixed-rate mortgages keep the same interest rate throughout the term, while variable-rate mortgages can change based on market conditions.

Approval times vary, but I aim to expedite your process efficiently.

Positive Experiences

See What Others Say About Donna

Discover firsthand accounts of Donna’s exceptional mortgage expertise and commitment to clients’ financial success. Hear what satisfied clients have to say about their experiences.

Michael Ram Icon
Michael Ram
Due the rising cost of living, Donna was able to arrange a Mortgage refinancing, and put me in a good financial position. She showed me how much the savings would be with going in this direction, instead of a Line of credit or personal loan or HELOC. When the Lender did not understand certain aspects of the documentation I gave, she called them and was able to discuss and explain everything to them and had them approve the refinancing. Also, Donna has helped me in the past to get my first mortgage and I always go to her for my Mortgage needs. She always returned my calls, updated me on everything and put me in the right direction with her advice. It is good to shop for A mortgage broker but my thoughts are, you would go with Donna anyway.
Google Icon
Posted on
Google
Gregory Ealeifo Icon
Gregory Ealeifo
Donna was really helpful in helping my wife and I get the mortgage we needed for our dream home. She is truly the best in the business and made sure we got a lender in record time with a very good rate. Donna, you were truly exceptional and my family appreciates all your effort in helping us. I highly recommend. Thanks
Google Icon
Posted on
Google
Laura Vanveen Icon
Laura Vanveen
Donna is a true professional. As a Real Estate Broker I have worked with many Mortgage specialists throughout the years, and when it came to my personal mortgage refinancing Donna stood out from the crowd. She made the experience personal with actual phone calls and follow ups. She was quick and efficient. And I trusted her throughout the process. Donna and her assistant are creative with financial strategies and have great contacts to help make the process smooth. Highly recommend ! 👌
Google Icon
Posted on
Google
Courtney Ott Icon
Courtney Ott
Donna helped my husband and I obtain a mortgage that we thought wouldn't be possible. As new business owners, we knew that there was a slim chance of finding a lender who would take us on, but Donna made it happen. She works hard for her clients and made the overall process easy. She is professional and committed to her work. I would definitely recommend Donna!
Google Icon
Posted on
Google
Rob Richards Icon
Rob Richards
Donna is an informed thorough professional. From the start she guided me through the entire process, offering the best solution for my individual needs. I will definitely come to Donna again in the future and highly recommend her services. You will not be disappointed. Thanks again, Donna.
Google Icon
Posted on
Google
Gia Yun Icon
Gia Yun
I know Donna for many years. She is the professional mortgage agent you can ever asked. She knew what I want and responded right away with the best results. Thank you so much for your help in this time. I will contact you next time comes.
Google Icon
Posted on
Google
Christina Peele Icon
Christina Peele
It was a great pleasure working with Donna. My husband and I are very pleased with how she handled our mortgage renewal. She was fast, efficient got us a great rate. She was even working late hours for us. I would recommend Donna to my family and friends for sure. We’ve been dealing with Dominion lendings for years now with no complaints.
Google Icon
Posted on
Google
Susanna Zhang Icon
Susanna Zhang
I don't think words can express how incredibly skilled Donna is at attaining mortgages for her clients. My partner and I bought a home with a private lender as we both were laid off right after we signed papers to lift finance conditions. Ouch! Since then, we've been struggling to refinance for a lower rate. We've worked with a few different brokers and all of them promised but could not deliver when the time came. Donna DELIVERED. She has cut down our interest rate in half. She is professional, quick to assess and does not waste any time! She always updated me with any new information/challenges and consistently came up with the most ideal solution for us. She really was the light at the end of the tunnel for us. I highly recommend Donna for any mortgage needs.
Google Icon
Posted on
Google
Lynn Berns Icon
Lynn Berns
Donna is a complete professional. Quite an impressive lady!
Google Icon
Posted on
Google
Liz Skorski Icon
Liz Skorski
We have worked with Donna a few times. She is very knowledgeable and provides great customer service. We would highly recommend her mortgage services.
Google Icon
Posted on
Google
P Syl Icon
P Syl
Donna has been my mortgage rep from the 1st home I purchased, and every mortgage renewal or purchase since. She is a very dedicated, reliable, honest and most hard working professional. I am please to have her for my rep and will continue to use her services into the far future. She is very knowledgeable on current mortgage laws and changes, alway sfollows through.
Google Icon
Posted on
Google
Tim Jacobs Icon
Tim Jacobs
Donna is a consummate professional and a diligent customer-first problem solver. She treats her clients like they're the only ones, providing true individualized client care.
Google Icon
Posted on
Google
Eva Whiteman Icon
Eva Whiteman
Donna has been our mortgage rep for the last 14 years. Donna not only delivers quality product and service but makes it a stress free experience. We’ll never go anywhere else where our mortgage is concerned. Thanks for all you do, Donna!
Google Icon
Posted on
Google
Rachel Beth H Icon
Rachel Beth H
Donna surpassed my expectations and went above and beyond - not only in getting me the right mortgage but also in making sure that all of my questions were answered. I have given her name to a number of family and friends and know that they will be as pleased as I was.
Google Icon
Posted on
Google
Judith Rouleau Icon
Judith Rouleau
Thank you 🦋
Google Icon
Posted on
Google
Teresa Schira Icon
Teresa Schira
Thanks Donna for all your help. Your mortgage expertise saved the day!” We really do appreciate the help you have given us, not once but twice now. June 22/17 Doing business with Donna Lewczuk has been a pleasure. We had a few bumps along the road. Donna's quick replies and attention to these matters were above and beyond. Her approach is very professional with a friendly touch. It was so nice to be treated one on one and not simply as a client. This is our 3rd mortgage with Donna. We will continue to do business with her. We highly recommend her servies.
Google Icon
Posted on
Google
Andrei Khvostov (Dush) Icon
Andrei Khvostov (Dush)
Donna gets things done. She would work very hard to get you a mortgage you need.
Google Icon
Posted on
Google
Nicola Thomas Icon
Nicola Thomas
My husband and I have been fortunate to have Donna Luzchuck as our broker since selling our first home in 2008. We have always noted her quick turnaround in answering all of our questions and she made us feel that our questions were in no way trivial. She has always given us options to choose from and guided us in the direction that best suited our financial goals. Remortgaging and refinancing can be a daunting process to which Donna has consistently made smooth. We are so grateful to her and the personalized service she has provided us over the last 10 years. Thank you Donna for all the years of service you have given us.
Google Icon
Posted on
Google

Google rating score: 4.6 of 5, based on 52 reviews

Stay Up To Date

Latest Articles

Stay up-to-date on the latest mortgage news and changes with our blog.
We share valuable information and analysis on various mortgage-related topics to enhance your knowledge.

Types of Mortgages Explained

Mortgages are an essential part of buying a home, offering various options to suit different needs and financial situations. Understanding the types of mortgages available

Read More

Navigating Mortgage Rates

Navigating mortgage rates can seem like a daunting task for both first-time homebuyers and seasoned investors. Mortgage rates can fluctuate based on various economic indicators,

Read More

Bank of Canada Rate Update

Yesterday the Bank of Canada left the overnight rate unchanged again, stating that the economy is performing as expected. It is expected to remain unchanged

Read More